yah, 20 lb is ridiculous. I use 4lb ultralight set up for all of my panfishing. i use a 9 ft. ultra light rod with a pflueger micro reel and the 4lb. Hook into a 14inch perch or 11inch redear it is one nice lil fight. Makes the panfishing a littl emore fun than having that 20lb test and just pullin em straight in. 20lb is just overkill.. If your fishing a lake where you have a chance to hook into walleye or something like that i would then think about using 6lb or maybe 8lb.