i think the most important thing is bright sunny days. very clear lakes seem to be ruff on those days. i find it better to go for stained waters.cant say whether i catch more on either type of lake. i have favorites of both. i tend to use bigger lures in stained waters. along with more flash, sound, and scents. more attraction the better. imo not all the time, but more so, fish are deeper in clearer waters. cant say i buy into the, more natural colors deal, in clear waters either. i have seen gaudy bright stuff catch plenty of fish in clear waters. i do tend to use brighter colors in stained waters though. falls under the attraction thing.you tend to have to work fish from a distance on clearer waters too. fish seem to shut down more in clear waters, when the water gets cloudier/muddier from run off or something. the stained lake fish handle it better, i think. i do fallow the, clear water silver blades, and vise versa, rule. but again i have seen that disproved several times also. smallies, perch, and crappie, love bright pink/orange, and i dont care what type water they are in.
I saw a video the other day where one of the big tourny names explained lure color choice based on water clarity. Basically, the more stained the water is, the more dark your lure color should be. Light colored and even bright colored lures tend to disappear in heavily stained water. In clear water, cloudy days stick with bright colors. Clear water bright days, go to naturals.