Bucktail jigs tipped with twistertails are my go to bait in cold water.I use a 1/2 oz or bigger white or yellow bucktail jigs tipped with large grubs.You can find them in with striper or saltwater lures at some stores, or just tie your own.I add a minnow for scent.It doesn't look like much, but it can be effective.I use a slow retrieve most of the time,but you have to mix it up to see what the fish are after.A lot of guys use a snapping style retrieve where you snap the rod, reel up the slack and snap again.We borrowed this from the saltwater anglers when they snap jig for stripers.