Most Universal Lure?

[TGF]

Confidence

[ol crawdad]

Ooh, good question.  I catch a ton of fish on the husky jerks, but if fish are deep, then I would be S-O-L (well, I could add weight or drop a d-rigger ball).  So I would say a Rapala shad rap.  They can be trolled to get them deep, and they are also great worked slow in the shallows.  I also catch fish on them twitching 'em on top. 

[fishryc]

Confidence

Good One! (But also so true!)

[Coldfeet]

Any jig!! Twister tails, Tubes, Swimming jig. Fat Boy and any other person who mentioned the jig is right on! They work in cold water, Warm water, Fresh water, Salt water, Still water and moveing water. Even if fish are not on the bite a jig will catch fish. All the person has to do is add the action the fish wants such as fast lift and drop to a slow drag and everything in between and the chance of catching a fish will happen. They can be ripped through weeds swim them above rocks beat them on timber pitch them under docks all of this puts them in the fish's liveing room and it wont be long before they slam it. I believe the thing that makes the jig so great is each person puts his or her action to it and also you tend to pay more attention to fishing this lure, which means you will feel more hits and catch more fish.
Just my .02
Cold Feet

[troutman]

Ice fishing a jig. Boat fishing a flatfish.

[Mackdaddy21]

Either the panther martin spinner or curly tail grub. Caught rainbows, lakers, cutthroats, brookies, browns, largemouth bass, smallmouth bass, pike, walleye, crappie, bluegill, striper, wiper, even catfish.